U.S. Representatives Kathy Castor and Maria Salazar have reintroduced the Continuous Coverage for Flood Insurance Act, a bipartisan bill aimed at lowering flood insurance costs by allowing homeowners to maintain coverage through private insurers without losing eligibility for NFIP grandfathered rates. Castor said the measure would give families and small businesses more stability and expand consumer choice in coastal communities like Tampa Bay. Salazar said the bill would open the market to more private-sector options and reduce the burden on taxpayers. The legislation responds to current NFIP rules that penalize policyholders who switch to private flood insurance, even when those policies meet federal standards.